When you are driving in the state of Missouri, it is a good idea to keep an eye on the posted speed limits. You never know when a law enforcement officer might be sitting nearby, just waiting to catch you speeding. If you do get pulled over, you need to know that the fines vary across the state based on the county in which you were stopped and ticketed. This means that the same exact violation may carry different total fine amounts depending on where you are in the state. Some counties also add extra fees such as court costs to their tickets to pay for county programs. What you are ultimately charged will be listed on your ticket, but it might be a different amount than what you would be charged just one county over. You can look up fine amounts using the full traffic fine schedule on the Missouri courts website.
When you see the total amount due on your speeding ticket, you might think that you have suffered enough for your mistake. However, there are other ways in which a speeding citation will affect your bank account balance. Whenever you are convicted of a traffic violation you may also see a hike in your insurance rates. You can counter those rate increases by shopping around for a new provider, but even then, you might still have to pay more for coverage than before you got a speeding ticket. The increased rates will likely last for several years unless you attend a driver improvement or traffic school class.
The penalties that you have to deal with when you get a speeding ticket will last for many years and can negatively affect your driving record. If you accumulate too many points within a certain period of time, you might even lose your license either temporarily or even permanently depending on the offenses you committed. The number of points you will receive for speeding will depend on how much faster than the speed limit you were driving. If you get 8 points or more within a year and a half, you could have your license suspended for a month or longer.
Effects on Your Driving Record
Whenever you get pulled over for speeding, it is a good idea to check your driving record after the violation is recorded in the Department of Revenue system. You will want to make sure the number of points you have accumulated on your record is accurate and you will want to understand where you stand in terms of the point system. If you are close to having your license suspended because of too many points, you can decrease your point total down by enrolling in a Driver Improvement Program. Once the right amount of time has passed, check your record again to make sure the points have been cleared. Once this happens, you may see you insurance rates begin to decline as well.